Calculate Your Mortgage in 90028, CA

Quickly estimate your home buying or refinancing payments in 90028, California, using our accurate loan calculator. Get personalized estimates today to secure the best rates and make informed decisions.

Purchase Loan

Home buying loan for new home purchases.

Refinance Loan

Loan for Refinancing your homes.

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Median Home Price$1,150,000

The median home price in ZIP code 90028, Los Angeles, CA, is approximately $1,150,000 as of September 2025, reflecting a competitive urban market near Hollywood with steady appreciation of about 4% year-over-year according to Redfin data.

Housing Inventory2.1 months

Housing inventory in 90028 stands at 2.1 months of supply as of July 2025, indicating a seller's market where homes sell quickly, per Federal Reserve Economic Data (FRED) for California median days on market trends.

Average Days on Market28 days

Homes in ZIP code 90028 typically spend 28 days on the market as of late 2025, shorter than the state average, signaling strong buyer demand in this entertainment district area based on California Association of Realtors statistics.

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Introduction to Mortgage Loan Calculator for 90028, California

This section provides an overview of our mortgage loan calculator specifically designed for the 90028 zip code in California, focusing on home buying and refinancing options. It offers tools for estimating monthly payments based on local factors such as current interest rates, property taxes, and insurance costs in this area.

Users can input their financial details directly into the calculator to generate accurate estimates, drawing from up-to-date data to reflect real-time market conditions. For additional resources on home buying loans, explore our Purchase Loans page, or for refinancing details, visit our Refinance Loans page.

Highlighting the importance of using current data ensures that your calculations for purchases and refinances in 90028 are precise, helping you navigate local economic trends effectively. To learn more about our team and expertise, check out our About page.

Home Buying Loans in 90028

At Summit Lending, we specialize in helping clients secure home buying loans tailored to the 90028 zip code in California. This section guides you through the process of calculating mortgage loans for home purchases, ensuring you understand the key steps involved.

To begin, calculating your mortgage requires several essential inputs, such as the property value, down payment amount, interest rate, and loan term. These factors help determine your monthly payments and overall loan costs. For instance, a typical down payment might range from 3% to 20%, with higher amounts potentially avoiding private mortgage insurance (PMI).

When considering home buying in this California location, keep in mind general factors like the median home value of around $805,600 in Los Angeles County, an effective property tax rate of 0.71%, and average annual home insurance of $1,405. These elements can influence your budget and loan affordability. Explore our Mortgage Loans page for more on available options, or visit the Purchase Loans page to learn about home buying specifics.

For personalized estimates, utilize the loan calculator available on this page to input your details and receive accurate projections. If you need further assistance or have questions, reach out via our Contact Us page, or connect with our experienced loan officers through the Loan Officers section.

Refinancing Loans in 90028

In the 90028 zip code of California, refinancing your existing home loan can help you secure better terms and potentially lower your monthly payments. Based on current market data, essential factors like interest rates. Such as 6.23% for a 30-year fixed loan and 5.13% for a 15-year fixed loan. Play a key role in these calculations. Loan terms, including the duration and your down payment, can significantly impact your overall costs, especially considering the local property tax rate of 0.67% in Los Angeles County.

Refinancing calculations in this area allow you to assess potential savings by factoring in elements like closing costs, which average around $6,845, and insurance expenses. This helps determine if switching loans could reduce your interest payments or shorten your loan term for faster equity buildup. For personalized guidance, explore our Refinance Loans options to understand the process better.

To perform your own refinancing assessments, utilize tools available through our network. For instance, visit the Los Angeles County Mortgage Loan Calculator to input your details and see estimated payments tailored to the region.

If you need more on mortgage options in 90028, check out our Mortgage Loans in 90028 Zip Code resources for a broader view of available services.

Using the Loan Calculator Effectively

Maximizing the benefits of our mortgage tools can help you make informed decisions for home buying and refinancing in the 90028 zip code, California. Below, we outline key steps to enter data accurately and highlight common variables to consider.

Steps for Entering Data Accurately

Step 1: Begin by inputting your desired loan amount, ensuring it reflects your budget based on local market insights, such as those from our Mortgage Loans page.
Step 2: Enter the interest rate, which can vary; for more details on rates, explore options on our About page to understand our expertise.
Step 3: Specify the loan term, such as 15 or 30 years, and cross-reference with information from our Purchase Loans or Refinance Loans pages for tailored guidance.
Step 4: Add details like down payment and property taxes, then review for accuracy before proceeding; consider visiting our Contact Us page if you need assistance from our experts.

Common Variables to Consider

For home buying: Focus on variables like down payment percentage, which could be as low as 3% for certain loans, and monthly insurance costs. Learn more through our First Time Home Buyers resources.
For refinancing: Key factors include current interest rates and loan balance; our Blog offers tips that might help you navigate these elements effectively.
Other considerations: Don’t forget property taxes and insurance, which can impact your monthly payments; for comprehensive support, check out testimonials on our Testimonials page to see how others have succeeded.

Remember, all calculations should be directed to https://www.summitlending.com/loan-calculator for the most accurate results, ensuring you leverage up-to-date tools while exploring our broader services like Loan Officers for personalized advice.

Population~45,000

The population of ZIP code 90028 is around 45,000 residents as of 2025, with a diverse urban demographic that supports a vibrant housing market, according to ZIP code demographic profiles from Zip-Codes.com.

Median Household Income$62,500

Median household income in 90028 is about $62,500 annually as of recent census updates, influencing affordability for home purchases and refinances in this high-cost Los Angeles neighborhood per USPopulation.org data.

Properties for Sale120

There are currently around 120 properties listed for sale in ZIP code 90028 as of October 2025, offering limited options for buyers in this sought-after area near major studios, sourced from Redfin and Zillow market reports.

Year-Over-Year Price Change+5.2%

Home prices in 90028 have increased by 5.2% compared to the previous year as of September 2025, driven by location appeal and limited supply, according to San Francisco Chronicle analysis of California ZIP code trends.