Summit Lending Logo
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Payments are quoted principal and interest with mortgage insurance if applicable, taxes and insurance are not included in payment estimation. Your payment obligation may be higher.
Copyright © 2025 Summit Lending LLC. All Rights Reserved.

Calculate Your Mortgage in 84151, UT

Get accurate mortgage calculations for home buying and refinancing tailored to 84151 Zip Code, Utah. Start exploring personalized loan options to achieve your homeownership goals today.
BG Overlay
Are you a Military Veteran?
$

Rate History

View Metrics
Lock Period
Loan Term
Population of 84151 Zip CodeApproximately 1,200
The population in ZIP code 84151, Salt Lake City, Utah, is around 1,200 residents, primarily associated with the Utah State Prison area, showing stable but limited growth according to ZIP data maps as of 2024.
Median Household Income$55,000
Median household income in 84151 is about $55,000 annually, lower than the state average of $79,000, impacting affordability for home purchases and refinancing decisions based on Utah demographic data.
Average Home Value$420,000
The average home value in 84151 is approximately $420,000, up 2% from last year, reflecting broader Utah housing trends where statewide average is $535,000 according to Zillow and Redfin data as of 2025.

Introduction to Mortgage Loans in 84151 Zip Code, Utah

At Summit Lending, we offer expert guidance tailored for residents in the 84151 Zip Code, Utah. Our loan officers, with over 50 years of combined experience, are here to help you navigate the mortgage process effectively.

Explore how our services cover home buying and refinancing options to achieve your financial goals in this Utah location. For more details on our offerings, visit our mortgage loans page or learn about our team on the About page.

For accurate loan estimates specific to your situation, be sure to visit our loan calculator. Additionally, if you're interested in our loan officers, check out the Loan Officers page for more information.

Home Buying Loans in 84151 Zip Code

Discover the tailored home buying loans offered by Summit Lending for properties in the 84151 Zip Code, located in Utah. Our experienced mortgage brokers, with over 50 years of combined expertise, are here to guide you through the entire process, ensuring you meet all requirements seamlessly.

One of the key benefits is access to a variety of loan options, especially for first-time home buyers. Visit our first-time home buyer page to explore resources and assistance designed to make homeownership achievable, including specialized programs and support for newcomers to the market in areas like 84151.

To understand your potential monthly payments, utilize our reliable tools on the loan calculator page. This resource allows you to input your details and get accurate estimates based on current interest rates, helping you plan your budget effectively for homes in the 84151 Zip Code.

Getting pre-approved is a crucial step in the home buying process. Learn more about how to navigate this efficiently by visiting our pre-approval page, where we outline the steps to secure your pre-approval and strengthen your position as a buyer in the competitive 84151 market.

Benefits of choosing Summit Lending include personalized service, competitive rates, and comprehensive support for all your mortgage needs. For more information, explore our mortgage loans page or connect with our team via the contact us page. Ready to proceed? Use our secure link at https://summitlending.my1003app.com/300501 to upload documents and move forward.

Refinancing Loans in 84151 Zip Code

If you own a home in the 84151 zip code in Utah, refinancing your mortgage through Summit Lending could help you lower your interest rates or adjust your loan terms to better suit your needs. This process opens up opportunities to potentially reduce monthly payments, making your budget more manageable, or access your home's equity for purposes like renovations or debt consolidation.

Explore the benefits of refinancing by visiting our refinancing loans page, where you can learn more about the options available in your area. For personalized estimates on new loan scenarios, use our loan calculator at https://www.summitlending.com/loan-calculator to see how different rates and terms might work for you.

To dive deeper into all our mortgage services, check out our Mortgage Loans page, or visit our About section to learn more about Summit Lending's expertise.

Calculating Your Mortgage for 84151 Zip Code

At Summit Lending, we understand that calculating your mortgage is a crucial step in your home buying or refinancing journey, especially in the 84151 zip code area of Utah. To get started, access our up-to-date tools for accurate calculations tailored to local factors by visiting our Loan Calculator. This resource allows you to input your details and explore options for home buying and refinancing loans.

When performing calculations for the 84151 area, be sure to consider key factors such as current local Utah interest rates and property values, which can impact your monthly payments and overall loan affordability. For more insights on Utah-specific trends, explore our Blog, where we cover mortgage industry news and tips.

While our tools provide helpful estimates, we always recommend consulting with our experienced mortgage brokers for personalized advice. Reach out to us via email at [email protected], call us at 385-200-1470, or visit our Contact Us page to connect with a loan officer who can guide you through the process and help with options like Purchase Loans or Refinance Loans.

Next Steps and Resources for 84151 Zip Code Residents

If you reside in the 84151 Zip Code in Utah and are exploring mortgage options, we at Summit Lending are here to assist. Ready to proceed? Visit this link to start your loan application securely.

To get started with estimates, be sure to use our loan calculator for general purchase and refinance loans. Explore more about our services on our mortgage loans page, which covers a variety of options including home buying, refinancing, and more tailored for Utah residents.

For personalized assistance, contact our Tremonton, UT office at 305 E Main Street Suite 202, Tremonton, UT 84337, or reach out via phone at 385-200-1470. Our experienced team is ready to help you navigate the process.

Properties for Sale8
Currently, there are about 8 properties listed for sale in 84151, indicating a tight inventory that favors sellers and may require quick decisions for home buying, per real-time listings on Zillow and Redfin.
Housing Affordability Index85
The housing affordability index for 84151 stands at 85 (where 100 is affordable), suggesting moderate challenges for buyers, aligned with Utah's ranking as the 9th most expensive market in 2024 per Kem C. Gardner Policy Institute.
Year-over-Year Home Price Change+1.4%
Home prices in 84151 have increased by 1.4% over the past year, mirroring Utah's statewide trend and indicating steady appreciation for refinancing opportunities based on FRED economic data up to Q2 2025.
Homeownership Rate45%
The homeownership rate in 84151 is around 45%, lower than Utah's 69% average, due to the area's unique demographics including institutional housing, affecting local mortgage demand per census and ZIP demographics.

Send us a message

Info IconBy submitting you agree to receive calls, texts, or emails about your inquiry
Mandi Turner
Michael Evenhuis
Brodie Calder
Summit Lending

Still Have Questions?

Can’t find the answer you’re looking for? Our Loan Officers are here to help.
More Reading

Related Links For 84151 Zip Code, Utah

Cities

Counties

Zip Codes