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For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Payments are quoted principal and interest with mortgage insurance if applicable, taxes and insurance are not included in payment estimation. Your payment obligation may be higher.
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Discover personalized mortgage options for home buying or refinancing in 84190, Utah. Use our tools to get accurate estimates and start your journey to affordable homeownership today.
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Population of 84190 Zip Code~1,200
The population in ZIP code 84190, located in West Valley City, Utah, is approximately 1,200 as of recent estimates from Utah demographic data sources. This small, suburban area shows steady growth aligned with broader Salt Lake County trends.
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Properties for Sale in 8419012
There are currently about 12 properties listed for sale in ZIP code 84190, according to real-time listings on platforms like Zillow and Redfin, indicating a tight inventory in this West Valley City neighborhood.
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Average Home Price in 84190$385,000
The average home price in ZIP code 84190 is around $385,000 as of October 2025, reflecting a 2% increase from the previous year and below the state average of $535,000, per Zillow and Redfin market reports.
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Introduction to Mortgage Loans in 84190 Zip Code, Utah

At Summit Lending, we are dedicated to providing comprehensive mortgage options for residents in the 84190 Zip Code area of Utah. Our professional mortgage brokers, with over 50 years of combined experience, are available to assist you with home buying and refinancing needs, offering expert guidance throughout the loan process. For more about our team and vision, visit our About page.

We cover a variety of loan types tailored to Utah's local market, including purchase loans, refinance loans, and more as detailed on our Mortgage Loans page. This ensures you receive personalized support to navigate requirements effectively.

To get accurate estimates for your mortgage needs in the 84190 Zip Code, we recommend using our Loan Calculator. For additional resources, explore our Blog for tips on the mortgage industry.

Home Buying Loans in 84190 Zip Code

At Summit Lending, we specialize in home purchase loans tailored for the 84190 area in Utah, leveraging our extensive expertise as a leading mortgage broker in the state. With services available across every jurisdiction in Utah, we're dedicated to helping residents of 84190 navigate the home buying process smoothly. Whether you're a first-time buyer or looking for general purchase options, our team is here to guide you every step of the way. Visit our About page to learn more about our vision and experienced team.

For first-time buyers in 84190, we offer specialized assistance through our First Time Home Buyers resources, which include tailored guidance and support to make homeownership achievable. For general purchases, explore our Purchase Loans options, designed to fit various needs and budgets in the 84190 zip code area.

To estimate your monthly payments and determine affordability for homes in 84190, use our loan calculator. This tool provides up-to-date estimates based on current interest rates, helping you plan your finances effectively.

  • Competitive rates to make home buying in 84190 more affordable.
  • Streamlined application process for a hassle-free experience.
  • Support from our brokers with over 50 years of combined experience, as highlighted on our Loan Officers page.

For personalized advice on home buying loans in 84190, feel free to contact us via email at [email protected] or by phone at 385-200-1470. You can also visit our Contact Us page for more ways to get in touch.

Refinancing Loans in 84190 Zip Code

Explore refinancing opportunities for properties in the 84190 Zip Code, where homeowners can potentially reduce interest rates or access equity through our tailored services at Summit Lending. In Utah's current market, refinancing offers key advantages like lower rates and flexible terms, helping you save on monthly payments and overall costs.

One of the main benefits includes potential savings on interest, allowing you to build equity faster, along with customizable loan options to fit your financial goals. Our NMLS #2394434 ensures every step is handled with the highest standards of compliance and security. For quick calculations on refinancing costs, visit our loan calculator to get accurate estimates based on current rates.

To learn more, we encourage you to visit our location at 305 E Main Street Suite 202, Tremonton, UT 84337, or reach out via our contact page. Discover more about our offerings on our mortgage loans page or explore about us for additional insights.

Calculating Your Mortgage in 84190 Zip Code

To accurately calculate your mortgage for home buying or refinancing in the 84190 Zip Code area of Utah, we recommend using our dedicated loan calculator. Visit our Loan Calculator for up-to-date estimates tailored to your needs. This tool provides insights into various loan options available in Utah, as detailed on our Mortgage Loans page.

Here are some key factors to consider when calculating your loan:

  • Interest rates: These fluctuate based on market conditions and can impact your monthly payments. Use our Loan Calculator to see current rates specific to Utah, and explore more on our Purchase Loans or Refinance Loans pages.
  • Down payments: A higher down payment often reduces your loan amount and interest costs. For more guidance, refer to our Mortgage Loans resources, including details for first-time buyers on our First Time Home Buyers page.
  • Loan terms: In Utah, options like fixed or adjustable rates are common. Calculate potential terms using our Loan Calculator, and learn about specifics on our Purchase Loans or Refinance Loans pages.

We stress the importance of consulting with our experienced loan officers for tailored advice that fits your situation in the 84190 area. Visit our Loan Officers page to connect with a professional who can guide you through the process, as highlighted in our About section.

Ready to proceed? Visit this link to start your application securely and take the next step toward your mortgage goals.

Next Steps and Resources

For residents in the 84190 zip code in Utah, starting your mortgage journey with Summit Lending is simple and tailored to your needs. Begin by visiting our Loan Calculator to get estimates for your potential loans.

To learn more, explore these important resources on our site:

Contact options include:

Summit Lending is proud to serve every jurisdiction in Utah, with our experienced team committed to helping you navigate loan requirements effectively. For more details, feel free to reach out via our Contact Us page.

Housing Market Competitiveness in 84190Somewhat Competitive
The 84190 housing market is somewhat competitive, with homes typically selling in about 25 days, faster than the national average but slower than hotter Salt Lake areas, based on Redfin's latest data for suburban ZIP codes.
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Median Household Income in 84190 Area$72,500
The median household income for the West Valley City area encompassing 84190 is $72,500 annually, supporting affordability for home purchases and refinances, according to Utah Foundation and Census data updated for 2025.
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Homeownership Rate in 8419062%
Approximately 62% of residents in ZIP code 84190 own their homes, slightly above the Utah average, indicating a stable community for potential buyers and refinancers, per recent Kem C. Gardner Policy Institute analysis.
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Mandi Turner
Michael Evenhuis
Brodie Calder
Summit Lending

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