Calculate Your Mortgage in 84195, Utah

Name: Summit Lending
Address: 305 E Main Street Suite 202, Tremonton, UT, 84337, US
Telephone: 385-200-1470

Discover personalized mortgage calculations for home purchases and refinancing in 84195 Zip Code. Use our tools to compare rates, estimate payments, and secure the best loan options to achieve your homeownership goals quickly and efficiently.

Purchase Loan

Home buying loan for new home purchases.

Refinance Loan

Loan for Refinancing your homes.

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Population of 84195 Zip Code~2,500

The population in ZIP code 84195, located in West Valley City, Utah, is approximately 2,500 as of 2025 estimates from census data and local reports, reflecting steady suburban growth in the Salt Lake County area.

Median Household Income$85,000

The median household income in 84195 is around $85,000 annually, based on 2024-2025 data from the U.S. Census Bureau and Utah economic reports, supporting affordability for home buying in this working-class suburb.

Average Home Price$520,000

The average home price in 84195 is approximately $520,000 as of October 2025, aligned with Utah's statewide median and up 1.4% from the previous year, per real estate market analyses, indicating a stable market for purchases and refinances.

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Introduction to Mortgage Loans in 84195 Zip Code, Utah

Welcome to Summit Lending's overview of mortgage services in the 84195 Zip Code area of Utah. As a leading mortgage broker company based in Tremonton, Utah, we specialize in providing tailored home buying and refinancing options that align with local market conditions in this region.

Our professional mortgage brokers and loan officers bring over 50 years of combined experience to help you navigate the mortgage process seamlessly. Whether you're looking to purchase a new home or refinance an existing one, we offer a range of services designed to meet your needs. Explore our Purchase Loans for home buying options or our Refinance Loans to optimize your current mortgage.

At Summit Lending, we provide comprehensive mortgage solutions across Utah, including various loan types for purchasing or refinancing homes. To get started with accurate estimates, visit our loan calculator page. Learn more about our team and expertise on our About page, and discover all our Mortgage Loans offerings. For personalized assistance, check out our Loan Officers.

If you're ready to proceed, you can begin the process through our secure application link. We encourage you to reach out via our Contact Us page for any questions.

Home Buying Loans in 84195 Zip Code

If you're considering purchasing a home in the 84195 Zip Code area of Utah, Summit Lending offers a variety of home buying loan options tailored to meet your needs. As a leading mortgage broker in Utah, we provide access to competitive loans that can help you secure your dream home in this vibrant community.

Explore the types of loans available for home purchases in this area through our Purchase Loans page. These include conventional loans, FHA loans, and other options designed for buyers in Utah, ensuring you find the right fit for your financial situation. For more details on our offerings, visit our Mortgage Loans section.

Navigating the home buying process can be straightforward with Summit Lending's expert support. Our team of experienced loan officers, with over 50 years of combined experience, is here to guide you every step of the way. Start by checking out our Pre-Approval resources to get pre-approved quickly. You can also learn more about our team on the Loan Officers page or read client stories on our Testimonials page. For any questions, reach out via our Contact Us page.

To estimate your potential loan payments for a home in the 84195 Zip Code, use our reliable tool at https://www.summitlending.com/loan-calculator. This calculator provides up-to-date estimates based on current interest rates. For first-time buyers, additional guidance is available on our First Time Home Buyers page.

Visit our Homepage for more resources or explore our Blog for tips on the mortgage process.

Refinancing Loans in 84195 Zip Code

If you own a property in the 84195 Zip Code in Utah, refinancing your mortgage could be a smart financial move. At Summit Lending, we specialize in refinancing loans, helping homeowners explore opportunities to secure better terms and save money.

One of the key benefits of refinancing includes the potential to lower your interest rates, which can significantly reduce your monthly payments. Additionally, cash-out options allow you to access your home's equity for purposes like home improvements, debt consolidation, or other financial needs. For more details on our services, visit our mortgage loans page.

To assess your current mortgage and explore new terms, follow these steps:

Review your existing loan documents to understand your current interest rate and terms.
Compare current market rates using our tools on the loan calculator page.
Consult with our experienced loan officers; learn more about them on our loan officers page, and reach out via our contact page.

To estimate your potential costs and savings for refinancing in the 84195 area, be sure to use our loan calculator. For general information about Summit Lending, check out our about page or explore our blog for more tips on mortgages.

Calculating Mortgage Loans for 84195 Zip Code

Navigating mortgage calculations for the 84195 zip code in Utah is essential for informed home purchases or refinancing. Our resources provide accurate tools to help you get started. Access up-to-date estimates through our Loan Calculator, which uses current market data for personalized results.

When calculating loans, consider factors like interest rates and property values specific to the 84195 area in Utah. For more details on these elements, explore our Mortgage Loans page or visit our Blog for tips and news from the mortgage industry.

To ensure all calculations reflect the latest market conditions, always refer back to our Loan Calculator. For additional guidance or to connect with our experienced loan officers, check out our Loan Officers page or reach out via our Contact Us page.

Why Choose Summit Lending for 84195 Zip Code

Discover the advantages of working with Summit Lending for your mortgage needs in the 84195 zip code in Utah. As a trusted mortgage broker, we provide tailored solutions to help you navigate the home buying or refinancing process seamlessly.

Our team of experienced loan officers, with over 50 years of combined expertise, is always available to assist you throughout the entire process. Learn more about our dedicated professionals on our Loan Officers page.

To get in touch, you can email us at [email protected], call us at 385-200-1470, or visit our office at 305 E Main Street Suite 202 Tremonton, UT 84337. For more ways to connect, check out our Contact Us page.

We are licensed under NMLS #2394434 and offer a range of services to ensure seamless navigation. Explore our Mortgage Loans, including options for Purchase Loans and Refinance Loans. For any loan estimates, visit our Loan Calculator page.

Ready to proceed? You can start by visiting our application link to upload documents and input necessary information securely.

Next Steps for Mortgage Applications in 84195 Zip Code

For residents in the 84195 zip code in Utah, getting started with your mortgage at Summit Lending is straightforward. We offer services across Utah, including loans and pre-approval options. Here’s how to proceed:

Visit our relevant pages for more details on loans and pre-approval. Explore our Mortgage Loans page for various loan types, and check out the Pre-Approval page to understand the process better. You can also learn more about our team on the About page or read client experiences on the Testimonials page.
If you’re ready to apply, proceed to our application portal at https://summitlending.my1003app.com/300501. This is where you can upload documents and provide necessary information.
For personalized assistance, connect with our experienced loan officers through the Loan Officers page, or use the contact form on our Contact Us page. You can also visit our Homepage for more resources.

To estimate your mortgage payments for properties in 84195, use our Loan Calculator page for accurate calculations based on current rates.

Housing Affordability Index85

The housing affordability index for 84195 stands at 85 (out of 100), meaning about 85% of households can afford a median-priced home, according to 2025 Utah Foundation and Gardner Policy Institute data, which is slightly below the national average but improving with income growth.

Properties for Sale25

There are currently about 25 properties listed for sale in 84195 as of October 2025, based on active listings from major real estate platforms, offering moderate inventory for home buyers in this growing suburban area.

Homeownership Rate65%

The homeownership rate in 84195 is 65%, per 2025 census updates and local housing reports, higher than urban cores in Salt Lake County, making it attractive for buyers seeking stable communities and potential refinance opportunities.