Summit Lending Logo
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Payments are quoted principal and interest with mortgage insurance if applicable, taxes and insurance are not included in payment estimation. Your payment obligation may be higher.
Copyright © 2025 Summit Lending LLC. All Rights Reserved.

Mortgage Loans in 78630

Discover tailored mortgage options for home buying, refinancing, construction, and commercial loans in 78630, Texas. Get started today to find the right loan and achieve your goals with expert guidance.
Page Hero Image
BG Overlay

Overview of Mortgage Loans in 78630, Texas

At Summit Lending, we provide a comprehensive range of mortgage loan options tailored for residents in the 78630 zip code of Texas. Our experienced mortgage brokers are here to guide you through the process, ensuring you find the right loan to meet your needs. Whether you're purchasing a new home, refinancing an existing mortgage, building a property, or seeking commercial financing, we offer solutions designed for various situations.

For home buying loans, we help you secure financing to purchase properties in 78630. These loans include options like conventional, FHA, VA, and more, making homeownership accessible, especially for first-time buyers. Visit our purchase loans page to explore detailed information and get started.

If you're looking to adjust your current mortgage, our refinancing loans can help lower your interest rates, reduce monthly payments, or switch to a fixed-rate option. Check out our refinance loans page for more on how to potentially save on your existing loan in 78630.

Our construction loans are ideal for those building or renovating homes in this area, offering flexible terms and interest-only payments during the construction phase. Learn more and calculate your options on our construction loans page.

For business-related real estate, commercial loans provide the funding needed for properties in 78630. Discover how we can assist with your commercial projects by visiting our commercial loans page.

We also offer other loan types, such as reverse loans for eligible seniors, and specialized assistance for first-time home buyers via our first-time home buyer resources. To view all available options and learn more about mortgage loans in 78630, explore our mortgage loans page. Our team is ready to help you navigate the requirements and get pre-approved today.

Home Buying Loans in 78630

At Summit Lending, we specialize in helping clients secure home buying loans in the 78630 zip code of Texas, making it easier for first-time buyers or those relocating to find the right financing options. Our services cover a range of loans designed to fit your needs, including conventional loans, FHA loans for lower down payments, VA loans for eligible veterans, and more. These options are tailored to support you through the home purchasing process in this area.

To get started, visit our Purchase Loans in 78630 Zip Code, Texas page for detailed information and solutions specific to your location. Whether you're a first-time home buyer or looking to relocate, our experienced mortgage brokers are here to guide you every step of the way.

Estimate your potential costs and payments using our loan calculator. For more comprehensive details on purchase loans, explore our Purchase Loans page. Additionally, learn about our overall offerings in Texas by checking our Mortgage Loans in 78630 Zip Code, Texas page.

If you're ready to proceed, you can access our application process through relevant pages like First Time Home Buyer in 78630 Zip Code, Texas for specialized assistance. Contact us via our Contact Us page to connect with our loan officers who have over 50 years of combined experience.

Refinancing Loans in 78630

At Summit Lending, refinancing loans provide an excellent opportunity to lower your interest rates or adjust your loan terms in the 78630 zip code of Texas. This option is ideal for adapting your current loans to evolving market conditions, helping you potentially reduce monthly payments or shorten your loan duration.

Whether you're looking to eliminate private mortgage insurance, switch to a fixed-rate mortgage, or access cash for other needs, our refinancing services are designed to meet your goals. To get started, calculate potential changes using our loan calculator on our website.

For a full overview of refinancing options, explore our dedicated refinance loans page. You can also visit our Mortgage Loans in 78630 Zip Code page for more details on local services, or check out our general mortgage loans information to see how it fits into our broader offerings.

Construction Loans in 78630

At Summit Lending, we specialize in construction loans designed for projects in the 78630 zip code, Texas. These loans are perfect for new builds or major renovations, providing the financial support you need to complete your vision. Whether you're constructing a new home or undertaking significant improvements, our experienced team is here to guide you through the process.

To get an overview of available options and estimate your loan specifics, visit our Construction Loans page. This resource allows you to calculate potential payments and explore details tailored to your project in 78630. For more on our services in this area, check out our Mortgage Loans in 78630 Zip Code, Texas page.

Our construction loans include flexible terms to suit various needs, and we encourage you to learn more about our team on the About page or connect with our loan officers via the Loan Officers page. If you have questions, feel free to reach out through our Contact Us page.

Ready to take the next step? You can start by visiting our application portal to upload documents and proceed with your loan request. For first-time home buyers or those new to construction loans, explore our First Time Home Buyer in 78630 Zip Code, Texas resources.

Commercial Loans in 78630

At Summit Lending, we specialize in providing comprehensive commercial loans tailored for business real estate financing in the 78630 Zip Code, Texas. Whether you're looking to purchase, refinance, or develop commercial properties such as office buildings, retail spaces, or industrial sites, our experienced mortgage brokers are here to guide you through the process.

Our commercial loan options are designed to support your business investments, offering competitive terms and flexible financing solutions. To explore our full range of commercial loan offerings, visit our dedicated page on commercial loans. For specific details related to the 78630 area, you can find tailored information on our Mortgage Loans in 78630 Zip Code, Texas page.

With over 50 years of combined experience, our loan officers can help you navigate requirements and secure the funding you need. If you're ready to proceed, we recommend starting with our pre-approval process to strengthen your position. For any questions, reach out via our contact page, email at [email protected], or call 385-200-1470.

To estimate your loan payments, use our loan calculator. Remember, all loans are subject to credit and property approval. Discover more about our services on our about page or read client experiences on our testimonials page.

Other Loan Options in 78630

At Summit Lending, we provide a range of additional mortgage types to meet various needs in the 78630 zip code area of Texas. One prominent option is our reverse loans, which are available for eligible individuals, often seniors, allowing them to access home equity without the need to sell their property. For detailed information on reverse loans, visit our reverse loans page.

Beyond reverse loans, we offer other specialized options such as commercial loans and construction loans. To view the complete selection of loans and explore what might best fit your situation, check out our mortgage loans page. For more on opportunities specific to 78630, Texas, see our 78630 mortgage loans page.

How to Get Started with Loans in 78630

Embarking on your mortgage loan journey in the 78630 zip code, Texas, is straightforward with Summit Lending. Begin by exploring our comprehensive resources on Mortgage Loans in 78630 Zip Code, Texas to learn about various loan options available, including home buying, refinancing, construction, and more.

To strengthen your position as a borrower, obtain pre-approval by visiting our dedicated page at Pre-Approval. This step can help you understand your borrowing capacity and make your home search more effective.

Once you have gathered the necessary details, proceed to upload your documents and input required information securely via our application link at https://summitlending.my1003app.com/300501. For any calculations related to your loan, such as payments or affordability, refer to our Loan Calculator page.

If you need more guidance, check out our About page to learn about our experienced team, or visit the Contact Us page to get in touch with our mortgage brokers.

Frequently Asked Questions

Everything you need to know about home mortgage loans in 78630 Zip Code, Texas
Which home loan is right for me?

Your ideal loan depends on several factors like your financial situation, long term goals, and risk tolerance. Fixed rate mortgages offer stability, while adjustable rate loans may save you money initially. Government-backed options can be great for those with lower credit scores. At Summit Lending, we’ll guide you through the options to find a perfect fit.


What are my loan options as a first time home buyer?

Is it possible to receive a home mortgage loan if I have bad credit?

Are there home loans for renovation available? 

How can I monitor interest rates for loans today? 

What information do I need to submit to apply?
More Reading

Related Links For 78630 Zip Code, Texas

Cities

Counties

Zip Codes

Drop Us a Message

We Respond Promptly!
Info IconBy submitting you agree to receive calls, texts, or emails about your inquiry
Mandi Turner
Michael Evenhuis
Brodie Calder
Summit Lending

Still Have Questions?

Can’t find the answer you’re looking for? Our Loan Officers are here to help.