Brodie has been in the mortgage industry for over 15 years. He has helped thousands of clients and families, led as a President/Principal Lending Manager overseeing many loan officers, and been part of many developments with local builders. He is well known for finding solutions and doing the right thing for his clients. Brodie enjoys the outdoors and traveling to new places. He has been married to his sweetheart, Laura, for 17 years and together they feel blessed to have five children who bring joy to their lives. Faith and family are his top priorities. He understands the financial strains of life and so has made it his goal to do his best work to help others succeed and meet their financial goals.
15Years of Experience
Brodie's Articles
Buying in Tucson at 7.32%: The $370,000 Payment, Pima County's 4% Help, and the Phoenix Gap (Oct 2026)
Freddie Mac's average dipped to 7.32% on Oct. 22, and Realtor.com says Tucson and Phoenix are tilting toward buyers. Here is the full monthly cost of the $370,000 Tucson median on FHA, conventional, and VA loans, what each tier of Pima County's forgivable down payment help costs in rate, why the Edge option often wins, and the real gap with Phoenix.
Idaho Housing Down Payment Assistance at 7.32%: What the 8% Second Mortgage Really Costs (Oct 2026)
Freddie Mac's average dipped to 7.32% on Oct. 22, and Idaho buyers are asking about down payment help. Idaho Housing's assistance is an 8% second mortgage at your first rate plus 2%, repaid over 15 years. Here is what it really costs on a $440,000 Nampa home and a $575,000 Ada County home, how First Loan and Idaho Heroes change the math, and when to skip it.
Texas Down Payment Assistance at 7.40%: What TDHCA and TSAHC Help Really Costs (Oct 2026)
Texas down payment assistance is still available with rates at 7.40%, but the help usually comes with a higher rate. Using the TDHCA and TSAHC rate sheets from Oct. 19, 2026, here is what 2% to 5% assistance really costs each month on a $325,000 home, when it must be repaid, how the 15% MCC works, and which program fits your plans.
Arkansas Mortgage Payments at 7.40%: Bentonville vs. Little Rock vs. Jonesboro (Oct 2026)
Freddie Mac's 30-year average held at 7.40% on Oct. 15, but an Arkansas payment depends on much more than the rate. Here is the full monthly cost of typical homes in Bentonville, Fayetteville, Little Rock, and Jonesboro, how school district millage and the new $675 homestead credit change it, and where ADFA down payment help fits.
New Construction vs. Resale in Idaho at 7.40%: How to Compare Builder Incentives (Oct 2026)
Freddie Mac's 30-year average hit 7.40% on Oct. 8, and September MLS data put Ada County's new construction median about $61,600 above resale. Here is how to price a builder's rate buydown or cash credit against a resale home, with Treasure Valley numbers and the Idaho tax rules that change a new-build budget.
Texas Buyer's Market at 7.40%: How to Negotiate Price Cuts, Seller Credits, and Buydowns (Oct 2026)
Freddie Mac's 30-year average hit 7.40% on Oct. 8, while 69% of Texas Realtors say their buyers faced no competing offers this year. Here is how a price cut, seller credit, and rate buydown compare on an Austin-area home, plus the Texas contract tools that protect you.
ARM or Fixed at 7.28%? An Idaho Homebuyer's Guide (October 2026)
Freddie Mac's 30-year fixed hit 7.28% on Oct. 1, 2026, and ARMs climbed to 10.3% of applications. Here is how a 5-year ARM really compares with a fixed loan on a $595,000 Ada County home, including resets, caps, and the qualifying rule most buyers miss.
Mortgage Rates Above 7%: What Utah Buyers Should Do Now (Sept 2026)
Freddie Mac’s 30-year fixed averaged 7.03% the week of September 24, 2026, after the Fed’s mid-month hike. Here is how Utah buyers and homeowners can plan payments, use improving Salt Lake County inventory, and keep the 6% normalization mindset honest when headlines sit above 7%.
The “6% Normalization” Mindset: How To Stop Waiting And Start Winning In Today’s Mortgage Market
In 2026, many buyers and homeowners are stuck on one question: “Are mortgage rates ever going back to 3 percent?” The “6% normalization” mindset is our honest answer, and it can help you move forward with clarity instead of waiting on the sidelines.
Don't Let These Homebuying Myths Keep You from Your Dream Home
Navigating the Homebuying Process with Summit Lending: Debunking Common Myths.
Let Us Show You the Easy Way Home
Buying a home is one of the most significant investments you’ll ever make. The process of securing a mortgage can seem overwhelming, but with proper preparation and a few insider tips, it can be a smooth and efficient experience.
Move into Your Dream Home with 0% Down Payment
Why 0% Down is a Game-Changer for Homebuyers
Top Reasons to Refinance Your Mortgage and Why It Works
A 2026 refinance guide aligned to 6% normalization: when payment relief, ARM-to-fixed, PMI removal, cash-out, or term changes make sense, plus break-even math and when to wait.
Get to Know Box Elder County, Utah: Important Facts
Looking for homes for sale in Box Elder County, Utah? This area is known for its rich history, stunning landscapes, and active real estate market. Located in the northwest part of the state, it features many charming cities and towns, each with its own special charm.
Understanding Real Estate in Weber County, Utah
Located in the north part of Utah, Weber County is home to a vibrant and diverse real estate market. Perhaps the most interesting aspect of Weber's real estate scene is the appealing blend of urban and rural settings, which translate into a wide range of housing options. The county hosts sizeable cities such as Ogden, offering modern residential areas, sophisticated condos, and commercial properties. Simultaneously, numerous towns and communities like Huntsville present more serene, country-style living accommodations.
How to Improve Your Credit Score
A practical Utah mortgage guide to raising your credit score: FICO factors, utilization tactics, mortgage scoring nuances, dispute timelines, and a preapproval checklist.
